What You Need to Know About the Cost of Living North Dallas

What You Need to Know About the Cost of Living North Dallas

The cost of living in North Dallas is higher than for Dallas itself and Texas as a whole. But what you get for your cost-of-living money more than makes up for it.

Living costs, of course, are intimately bound up with income, so these costs are a major determining factor in what kind of lifestyle you can live. Generally, people prefer to live where the cost of living is low – unless there are other factors that offset the higher living costs.

North Dallas, a large area comprising several towns and neighborhoods, offers much to offset the higher living costs.

So let’s see what you’ll be getting into if you decide to move to the North Dallas area.

What Is “North Dallas”?

What is North Dallas
Image Source: Move Star

The area referred to as North Dallas includes several communities and neighborhoods, many of which are within the Dallas city limits and some outside. The term “North Dallas” is also used to cover “any suburb or exurb north of Dallas proper within the metropolitan area.”

“The majority of North Dallas is located in Dallas County, while a small portion is located in Collin and Denton Counties. North Dallas generally includes areas of Dallas north of Northwest Highway, along with Lake Highlands and areas of Dallas north of IH-635known as Far North Dallas. The area has strong social and economic ties to the Dallas enclave of Park Cities, and two inner suburbs of Dallas, Richardson and Addison. It is the wealthiest part of Dallas, but has its adjacent, less resourced areas as well.”

Dallas has experienced massive growth – geographically, economically, and population-wise – over the past few decades. As a result, the concept of what North Dallas actually includes has evolved. No longer does it simply mean the area of Dallas “just north of downtown, along Central Expressway.” Now it includes “the far northern reaches of Dallas proper and the suburbs to the north of the city.”

Keep this in mind because it is one of the notable pros (which we’ll get into later) of moving to and living in North Dallas.

Living Costs for Texas, Dallas, and North Dallas

To put this matter in perspective, let’s take a look at and compare the living costs for the state of Texas, Dallas as a whole, and North Dallas.

Using a cost-of-living index with a score of 100 for the national average, here’s what we get . . .


Cost of Living Dallas Texas US
Overall 101.6 93.9 100
Groceries/food 99.1 93.7 100
Healthcare 94 95.4 100
Housing 92.9 84.3 100
Utilities 100 99.2 100
Transportation 117.1 103.3 100

So living costs in Texas are below the national average in all categories but one, transportation. And for Dallas, these costs are slightly below the national average except for three categories, at the national average in one, and above for transportation, which makes the overall score slightly above the national average. It’s also important to note that the median home cost nationwide is $292,700 while it’s $243,600 for Texas and $259,800 for Dallas. This makes the median home price in Dallas a little above what it is nationwide and a good bit below the Texas median home cost.

With that same cost-of-living index, here’s what we find for North Dallas . . .

  • Overall – 138
  • Groceries/food – 100
  • Healthcare – 114
  • Housing – 218
  • Transportation – 93
  • Utilities – 108

What we find, then, is that living costs in North Dallas are above the national average in most categories, being at the national average for groceries/food and below only for transportation. Overall, it comes in at 38% above what you’d find in the rest of the country.

And it’s the cost of housing at 218 that really drives up the overall index score. That’s why it’s so critical for those moving to North Dallas to use the services of a top-notch local real estate agent.

The Offsetting Pros of Living in North Dallas

Pros of Living in North Dallas
Image Source: Forbes

As we mentioned earlier, though, there are numerous pros that offset the higher North Dallas cost of living . . .

Dallas is the largest city in the country’s fourth-largest metropolitan. Combine that with the many communities in North Dallas, and you’ll see that there are nearly endless opportunities to just the kind of home, neighborhood, and lifestyle that exactly meet your needs – everything bustling urban surroundings to the more laid-back atmosphere of the farther suburbs.

When it comes to North Dallas, can choose from among many options: Dallas itself, Addison, Balch Springs, Carrollton, Cedar Hill, Copell, Desoto, and Duncanville. And there are suburbs such as Allen, Frisco, Plano, Colleyville, and Highland Park.

Dallas is known for its quality cuisine and many dining options. In fact, Bon Appetit magazine named Dallas the Restaurant City of the Year in 2019. What’s especially appealing is the signature North Texas food – burgers, barbecue, and steaks, all from cattle country offering high-quality beef. And don’t forget the many varieties of Mexican, as well as the beloved Tex-Mex options.

The opportunities for outdoor fun are almost limitless as well. Dallas county is home to four major lakes, and there are many other lakes that can be reached with a short drive.

White Rock Lake, for example, provides nearby recreation for residents of Casa Linda, Forest Hills, Lakewood, and Lake Highlands. It offers miles of hiking and biking trails and is home to the Dallas Arboretum and Botanical Garden.

Dallas boasts a diverse and thriving art scene. In fact, downtown Dallas has the largest contiguous arts district in the entire country, which included museums and an array of performing-arts venues.

The four major museums in this district are the Dallas Museum of Art, the Nasher Sculpture Center, the Crow Museum of Asian Art, and the Patriot Museum of Nature and Science. And when it comes to performing arts, you can choose from among classical symphonies, Broadway musicals, ballet, and opera, all spread across about a dozen venues.

And, of course, Texas has sports, especially football. There are the major-league teams like the Dallas Cowboys, Dallas Stars, Texas Rangers, and Dallas Mavericks, as well as several minor-league teams.

But you get a lot more than just spectator sports. The city offers many recreation opportunities/venues for tennis players, golfers, swimmers, and boaters.

Shopping in North Dallas

Image Source: CultureMap Dallas

The Agent Advantage

So is the cost of living in North Dallas higher than that for Texas and Dallas proper. Yes, it is. But, really, that’s a small price to pay for what you get.

The only real sticking point is the cost of homes. But a premier local agent can steer you right on that.

So whether you’re looking for your dream luxury house, an affordable starter home, or mid-range suburban property, go with the team that can help you find exactly what you’re looking for.

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